We help make insurance less intimidating.

Our value added approach consists of planning, service, administration, and communication. We always do our due diligence in reviewing and analyzing our client’s benefit programs. As with all good companies, service is a key component to success, and we pride ourselves on being a liaison to the carriers for our clients. We can also provide many other services for our clients because we have strategic alliances with professionals in the human resources area and other areas of insurance. Our administrative support for our clients is vital in our day-to-day operation. The communication we maintain with our clients is paramount.

• Independent employee benefit consulting firm representing all carriers
• Provide benefit planning and solutions
• Perform carrier evaluation to review premium pricing, plan design and provider network
• Provide information regarding The Patient Protection and Affordable Care Act (PPACA)
• Assist clients with compliance regarding PPACA (ERISA, CHIPERA, and other documents).
• Documentation provided on enrollment, claims, and administrative calls
• Review and analyze existing benefit programs
• Work with Humana Resource personnel to provide assistance on updated regulations

• Direct liaison to the carrier for all necessary information
• Assist with employee enrollment, claim forms, enrollment forms, and materials.
• Offer industry knowledge through newsletters
• Provide administration support for benefit summaries and summary plan descriptions
• Review employer/employee contribution formulas and cost sharing measures
• Provide employee meetings for educational purposes
• Conduct semi-annual and annual reviews of plans
• Upon renewal will quote the current market
• Pro-active renewal process and conducting annual review of products